As we at EKIP have explained many times, the pension system is bankrupt. And we offer some solutions to this problem. "So far so good," at least some of you are surely saying to yourself, "but what can I personally do about it?". "How can I take care of my financial well-being in old age in such a …
More »12. What to invest in in 2019? (with guest Alexander Karolev)
00:24 – Presentation of the topics and special guest Alexander Karolev, an investment banker from London, a specialist in the debt market. 03:30 – What are the current financial and investment news in Bulgaria in recent weeks? 15:50 – Fintech news: Revolut has received a banking license in Lithuania. 18:00 – Macro and markets conversation with special guest …
More »The problem of private pension funds
The problem with private (mandatory) pension funds is that they don't make money. More precisely, they don't make money for their clients. They probably do for themselves, but the returns that people who insure themselves with them receive are almost non-existent or even negative. At least most of the time. This is a problem. Because …
More »Ep. 11: The Art of Investing in Stocks, with guest Ivo Kolarov
0:30 – Introduction of the episode topics and our first special guest, financial analyst Ivo Kolarov 3:08 – How did the EKIP Virtual Pension Fund perform in November? 04:50 – The present and future of the crypto market – will the decline continue? 16:45 – Fintech news – the P2P lending market in China …
More »Ep. 10: What are the problems of the pension system in Bulgaria?
0:35 – Presentation of the topics of the episode 3:05 – How did the EKIP Virtual Pension Fund perform in October? 07:15 - Topic of the episode: The problems of the pension system in Bulgaria and how they affect the financial situation of each of us 49:00 - Answers to questions about investing in ETFs on …
More »Economic indicators - types and application
Most economists have opinions about what stage of the business cycle an economy is in. But if you haven't noticed, many of their predictions turn out to be wrong. For example, Ben Bernanke in 2007 (then chairman of the Federal Reserve) predicted that the US was not headed for a recession and that …
More »Ep. 9: Passive vs. active investing (ETFs vs. mutual funds)
0:45 – What will we talk about in the episode? 02:30 – Topic of the episode: passive investing through ETFs (exchange-traded funds) versus active investing through mutual funds - advantages and disadvantages? 38:15 – Financial and investment news from Bulgaria - key news is the recent development of mortgage lending and the movement of …
More »Was Trump the cause of the bloodbath in the markets?
His comments about the vulnerability of the US Treasury to service its debts due to the Fed sent the yield on 10-year US government bonds to a seven-year high. On Wednesday, US indices had their worst session since February. Then, in one day, the index of blue chips, or the largest US corporations, the Dow Jones erased …
More »Short sellers don't destroy value, Elon - they preserve it
They save the capital invested in emotionally charged, unfunded projects like yours by liquidating it in time before it depreciates. The tech messiah has struck again. Last Friday, Tesla CEO Elon Musk decided to play smart and pour fire and brimstone on Twitter at the financial markets regulator in …
More »Ep. 8: Fundamentals of Investing in ETFs
2:20 – EKIP’s Virtual Pension Fund in September 8:00 – Listener Feedback 12:00 – Episode Topic: Fundamentals of Investing in ETFs (Exchange-Traded Funds) 39:35 – Financial and Investment News from Bulgaria 58:32 – Macro and Markets – International News 74:12 – Fintech – What are …
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EKIP– Expert Club for Economics and Politics A Different Opinion