00:23 – Presentation of the topics in the episode and the special guest Nikolay Delchev from "Forum Finance" 01:10 - Presentation of the Virtual Pension Fund in March 05:35 – News from Bulgaria 17:20 – Macro and Markets 29:45 – Fintech news 39:55 – Interview with Nikolay Delchev 40:05 – The idea and …

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