fractional reserve banking

At the end of 2019, instead of a market commentary on the last month, I think it is appropriate to do a more general overview of the economic and financial trends that we have observed over the past year. Such an overview is extremely valuable right now, because over the past year it has already become very clear that the economic cycle …

If the activity of bankers/banks, even in the earliest existence and formation of banking, is to store deposits and, based on the available funds, to grant loans, then it is appropriate to trace the contractual relations in this process. If a person has great wealth – measured in money/barter goods, …

For more than a month, leading economists and bankers have been analyzing what is happening at CorpBank and, together with politicians, are looking for a solution to the crisis at the fourth largest bank in Bulgaria. Currently, experts are awaiting more complete information about the quality of the bank's assets, and politicians are on the verge of raising …

The Governor of the Bulgarian National Bank told the media today that Corporate Commercial Bank is not bankrupt. Not that we can expect another statement from an institution created to save banks from the effects of the credit expansion they generate, but we should note that there is some truth in his words. Without …