EKIP– Expert Club for Economics and Politics A Different Opinion
00:24 – Presentation of the topics in the episode and our special guest Anelia Angelova from Viara Insurance Broker, with whom we will talk about the insurance market
03:15 – Financial news from Bulgaria
16:40 – Macro and Markets
29:20 – Fintech and alternative investments
37:25 – Interview with Anelia Angelova
37:25 - How long have you been working in the insurance industry and for what purpose did you decide to create Viara Insurance Broker?
38:52 – If you had to introduce a complete beginner to the insurance industry, what are the most important things a person should know about the market?
42:23 – Excluding Civil Liability and Auto Insurance, what are the other most sought-after insurance products?
47:25 – What are the expectations for the development of the insurance market in Bulgaria?
49:33 – What is your opinion on "investment" type insurance products?
56:48 – To what extent is the possibility of tax relief/deferral an incentive to purchase insurance?
60:38 – What is your opinion on voluntary pension insurance as an investment product?
63:10 – Do you have any idea how many people who take advantage of home insurance do so for their own property or for other properties they rent out?
65:25 – Is health insurance primarily a group service? Is it possible to get individual health insurance?
68:05 – Why is the individual offering of health insurance not as developed as group offering?
70:15 – Question from donors (Dimitar Tomov) - Choosing health insurance in Bulgaria is more difficult for me than in Germany, given the lack of consumer opinions, because there is no mass market. I open the long brochures with the listed coverage for diseases, pre-hospital/outpatient treatment and conditions in small print "when the coverage does NOT apply", and I do not see how to make an adequate comparison of different policies. Is there a way for a person to navigate among the health insurance offered by insurance companies in Bulgaria?
72:10 – How can the problems with the health insurance market be solved? What should be the role of the state?
73:55 – What are the most common mistakes consumers make when choosing insurance?
76:05 – What are the most important insurance policies that every person should have?
78:30 – How do you expect the insurance market to develop in the world, do you expect any innovations in the near future?
82:45 – How can people contact you if they need advice or a broker to secure insurance?
Links:
Bulgarian news:
Nikola Yankov: Expat launches art securitization fund
BNB will request additional capital from banks with many non-performing loans
Macro and Markets:
Uber raised $8.1 billion in its IPO, but its shares fell 8%
Morgan Stanley Slashes Worst-Case Price for Tesla to $10
A false rumor on WhatsApp started a run on a London bank
Trade war sparks fears of China weaponising US Treasuries
FinTech/Alternative investment:
Facebook to start working on payments in WhatsApp
Fund managers offer to pay investors … but why, and will it catch on?
Revolut now allows direct recharge in leva
Revolut tips: ATM withdrawals without fees
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