18. Effective management of personal finances with Miroslav Rizov

00:24 – Introduction of the topics in the episode and special guest Miroslav Rizov, financial expert consultant and co-founder of Infinite Trust.

02:00 – What happened to the EKIP Virtual Pension Fund in April?

05:40 – Financial news from Bulgaria

13:00 – Macro and Markets

20:40 – Fintech news

25:05 – Interview with Miroslav Rizov, financial expert-consultant and co-founder of Infinite Trust .

25:10 - Tell us more about yourself and what Infinite Trust does?

25:50 – Как се отразява стабилния икономически растеж в София на пазара за услуги в сферата на личните финанси? Промениха ли се услугите, подобриха ли се условията на придобиване на финансови продукти?

27:20 – What are the most common personal finance problems your clients face?

29:12 - What does effective and profitable management of personal finances look like from the perspective of someone who has built a business around consultations related to this? And what is the level of financial literacy in Bulgaria?

34:34 – Have you noticed an increase in the popularity of investments other than real estate and deposits in recent years? Stocks, bonds, etc.?

35:34 - Infinity Trust markets itself as an "independent" financial advisor. What exactly do you mean by that?

38:20 – What do you think are the best financial products on the market?

46:56 – Regarding investment funds, do you discuss with your clients which fund is best suited for them, depending on their risk profile, or do you leave this job to the investment intermediary?

48:45 – In your opinion, what is the biggest problem related to financial literacy? What is the root cause of the lack of financial literacy and what is the most effective way to improve it?

57:02 – Are your clients aware of the critical state of the pension system and are they doing something about it?

58:12 – What is the most fundamental first step that an absolute beginner should take in terms of effectively managing personal finances?

59:55 – How interested are your clients in alternative investments like cryptocurrencies and gold, for example?

Links:

EKIP Virtual Pension Fund

Infinite Trust

Bulgarian news:

"Biodit" received the first voucher for listing on the stock exchange

Mortgage rates hit a new historic low

Macro and Markets:

China's Growth Story Has Plenty of Holes

Alarm Sounds for World Growth as Bellwether Economy Contracts

Another Stock Market Record, but It’s a Different Kind of Boom

Central Banks Have Broken Capitalism

Did Capitalism Kill Inflation?

FinTech/Alternative investment:

US peer-to-peer lenders reassess risks amid recession concerns

Приложение позволява да се пазарува с биткойни от Amazon

Fidelity: Institutional investment in cryptocurrency likely to grow

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